A Jersey Tale is set in Bayonne, New Jersey which is a pretty urban section of Hudson County. It's south of Jersey City. The story about Ray Ray Morales is about a man who aspires to be a disc jockey but he can't afford the $3,000 asking price for the equipment at a local pawn shop. Tired of his job as a shoe salesman, he takes an opportunity to work for Colon, kind of loan shark king in the neighborhood. Instead of doing manual labor, Colon hires Ray Ray to spy on Cutty at his pawn shop because he needs to pay him back his loan. Of course, Cutty played by David Margulies, a season New York based actor, does a brilliant job in understanding the character's complexity. Ray Ray is also a good character study about a young man's frustrations. The film is actually quite good for an independent film. Sometimes, the story itself told well can make a little film like this to be worth watching. As we watch Ray Ray's conscience and actions, we begin to understand his situation. You're not only entertained by this film but you might chuckle at the end. The cast is relatively small and each character like Ray Ray, his girlfriend Hilda, Ruby (Cutty's niece), Paco (Ray Ray's friend), and Colon develop slowly and nicely.